Corporate card limits are below utilization risk for all but two cardholders.

• Ravi Menon is at 94% of his $10,000 limit.
• Elena Park is at 88% of her $5,000 limit.
• Total utilization is 61% across 36 cards.

I suggest raising Ravi's limit to $15,000 until month end.

Ravi's spend is mostly the Q4 ad-platform prepayment ($6,200), which posts monthly. A $15,000 limit gives him room through Oct 31, then it can revert to $10,000.

Prepared the limit change request:

• Cardholder: Ravi Menon
• New limit: $15,000
• Expires: Oct 31, then back to $10,000
• Approver: you